First State Bank of Thayer First State Bank of Thayer
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Deposit Products
Equal Housing Lender / Member FDIC
Deposit Products > Consumer Checking Products
Following are brief outlines of the types of accounts and services we offer. We are offering these descriptions to you only as a reference for you. These are not full disclosures of our accounts. Please stop by for a full disclosure of terms and conditions for any of our accounts.
  • Free Checking
    $100.00 minimum opening deposit
    No monthly service charges
    Truncated account (no checks or images returned with statement)
    $350.00 Overdraft Protection Plan is available for qualifying applicants
    Free first 48 Premier duplicate checks
    Free direct deposit of Social Security and Government Checks
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 12KB)
    For a copy of the full disclosure for this account, please stop by our bank
  • Classic Account
    $100.00 minimum opening deposit
    Flat monthly maintenance fee
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 12KB)
    Accidental death insurance included
    Free Premier checks on selected styles
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by our bank
  • Regular Account
    $100.00 minimum opening deposit
    Monthly service charge is based on balance
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 12KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by our bank
  • Student/Senior Citizen Account
    $100.00 minimum opening deposit
    No monthly maintenance fee for to students in high school or college. Student must have verification of full time enrollment.
    No monthly maintenance fee for seniors aged 62 or better.
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 12KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by our bank
  • NOW
    $1,000.00 minimum deposit to open this account
    Interest-bearing account if minimum balance requirements are met
    Monthly service charge is based on balance
    Minimal fee for each debit transaction in excess of 30 per statement cycle
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 12KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by our bank

Sign up for online banking right now by clicking on 'First Time User' to the left or, you can stop by the bank and get set-up immediately.

Also...stop by the bank for a 'hands-on' online banking lesson! We have a computer set up for you to sit down and use to access your accounts with our easy to use online banking.

Come in and
'Take a Test Drive!'
We look forward to helping you!


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